THE BOOKKEEPER

The Banker

CHILL, IT'S

NO BIG DEAL

POETRY

FOR THE AILING ENTREPRENEUR

Get a nasty letter in the mail?
Send us money or we’ll give you hell?
Don’t lose your cool, don’t get upset
Chill, it’s no big deal
 
Creditor called and wants his bread?
Got to have it now, no more said?
Don’t get upset, don’t be depressed
Chill, it’s no big deal
 
Constable came knocking at your door?
You’ve been sued, can’t take no more?
Take a deep breath, don’t despair
Chill, it’s no big deal.
 
Didn’t pay your taxes? Owe a lot?
Accounts been seized, checks are hot?
Take a walk, get some air
Chill, it’s no big deal.
 
Rent is late? Landlord lookin’ for the cash?
Wants the rent or you’re out on your ass
Take two aspirin and go to bed
Chill, it’s no big deal
 

‘Cause when your world starts to crumble
Your lawyer will be sure ya don’t stumble
He’ll smile, take your cash and tell you
Chill, it’s no big deal

Get a nasty letter in the mail?
Send us money or we’ll give you hell?
Don’t lose your cool, don’t get upset
Chill, it’s no big deal
 
Creditor called and wants his bread?
Got to have it now, no more said?
Don’t get upset, don’t be depressed
Chill, it’s no big deal
 
Constable came knocking at your door?
You’ve been sued, can’t take no more?
Take a deep breath, don’t despair
Chill, it’s no big deal.
 
Didn’t pay your taxes? Owe a lot?
Accounts been seized, checks are hot?
Take a walk, get some air
Chill, it’s no big deal.
 
Rent is late? Landlord lookin’ for the cash?
Wants the rent or you’re out on your ass
Take two aspirin and go to bed
Chill, it’s no big deal
 
‘Cause when your world starts to crumble
Your lawyer will be sure ya don’t stumble
He’ll smile, take your cash and tell you
Chill, it’s no big deal

If you borrow money

You should be aware

Of the truth about some bankers

Lest you fall into their snare

Interest is their magic wand

That brings them mighty riches

Keep a careful eye on it

Or you’ll lose your frickin’ britches

Stacks and stacks of papers

They’ll thrust into your face

Hoping you won’t read them

Cause the loan’s a damn disgrace

They’ll want your guarantee

Your aunt's and uncle’s too

And a pledge of all your assets

I guess, that’ll have to do

They’ll treat you like a king at first

Smile, pat you on the back

Until something goes awry

Or falls into a crack

Then they’ll call you twice a day
To find out what’s gone wrong
Gotta have that payment soon
Can’t wait, it’s been too long
If you ask them for more time
They’ll frown and say "no way."
Gotta get the payment now
Can’t wait another day
As they haul your assets off
You’ll scream and yell in vain
Now that you’ve got nothin’
You can barely stand the pain
So, now the truth I’ve told you
Keep a sharp and wary eye
‘Cause the thing about your banker
He’s slick and very sly
If you borrow money
You should be aware
Of the truth about some bankers
Lest you fall into their snare
 
Interest is their magic wand
That brings them mighty riches
Keep a careful eye on it
Or you’ll lose your frickin’ britches
 
Stacks and stacks of papers
They’ll thrust into your face
Hoping you won’t read them
Cause the loan’s a damn disgrace
 
They’ll want your guarantee
Your aunt's and uncle’s too
And a pledge of all your assets
I guess, that’ll have to do
 
They’ll treat you like a king at first
Smile, pat you on the back
Until something goes awry
Or falls into a crack
 
Then they’ll call you twice a day
To find out what’s gone wrong
Gotta have that payment soon
Can’t wait, it’s been too long
 
If you ask them for more time
They’ll frown and say "no way."
Gotta get the payment now
Can’t wait another day
 
As they haul your assets off
You’ll scream and yell in vain
Now that you’ve got nothin’
You can barely stand the pain
 
So, now the truth I’ve told you
Keep a sharp and wary eye
‘Cause the thing about your banker
He’s slick and very sly
Sally Ann, that was her name
Pretty and bright, she knew the game
Bookkeeping, typing—she did it all
She lifted our load so we’d stand tall
 
Happy, relieved we’d found what we sought
We left her alone, scarcely a thought
She was in early each day, left late at night
A hard worker she was, what a delight!
 
A year went by then cash got so tight
We shuddered to think of our horrible plight
Plenty of business, we all worked hard
Then it hit us, we’d let down our guard
 
Money is missing, where did it go?
We asked Sally Ann, "I don’t know."
Shocked and dismayed at this twist of fate
We poured over the books until very late
 
Then we saw it, the game she had played
Anger swept o’er us, we had been betrayed
We called our attorney, the sheriff, the DA
She couldn’t get away with it, she had to pay
But alas, she was smart, vanished that night
 
Gone away, far away by dawn’s early light
Leaving us reeling, depressed, without hope
Wondering if we’d reached the end of the rope?

William Manchee has been helping small business owners for over forty years as a Dallas attorney. He has a broad range of experience including initial organization, financing, operations, estate planning, civil litigation, bankruptcy, and reorganization. Originally from California, Manchee moved to Plano, Texas in 1970 where he graduated from SMU Law School in 1975. His writing career began in 1995 when he wrote the first of twenty-one  published novels. You Can Save Your Small Business is his only non-fiction work which he hopes will provide inspiration and hope for the thousands of small business owners who find themselves constantly struggling for survival.      

ABOUT THE AUTHOR